CRA Week: Focus on Credit

As we continue celebrating CRA Week, today we shift our focus to personal credit. There are many factors that play into the scores built by the three major reporting bureaus, and being educated is incredibly important when trying to establish, build, maintain or repair your credit.

Hopefully, the information presented below will help aid your education and awareness.

First, here are links to the three reporting bureaus:

  1. Experian
  2. Equifax
  3. Transunion

In April, Yahoo! Finance examined the “myth of good debt.”

In July, we talked about credit basics and why your credit history is important here on our blog.

A few weeks later, we discussed college students using credit cards.

In early August, Yahoo! Finance suggested six ways to pay off credit card debt.

Just last week, Fox Business offered ten ways to get errors off your credit report.

The Federal Trade Commission has a page of resources devoted to the Fair Credit Reporting Act.

The FDIC also has good information regarding consumer credit reporting.

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