Summer Planning: Budget Now, Save Later

Earlier this week, we looked at some of the added expenses that summer presents to all of us, from increased use of air conditioners to paying for summer camps and child care.

How can we plan ahead so these expenses don’t bury us in debt until the end of the year (or longer)? Let’s take a look at a few helpful ideas.


Earlier this year, we looked at some practical ways to set up a financial calendar for the entire year. This practice can be especially helpful this time of year.

As more social events find their way onto your calendar, add the financial events that will impact your life as well. Whether you keep a physical calendar, update one online or keep the information in your smartphone, including incoming and outgoing financial dates to your calendar is just as important as the next baseball game or concert.

A great way to keep up with your budgeting is through online banking. As we discussed in an earlier post, online banking is a fantastic tool with which you can track your monthly income and expenses; looking back at your paid bills from last year can give you a better idea of how much to plan on spending this year on utilities that might be seasonally impacted.

If you haven’t yet set up online banking, now is a great time to do it! Click here to visit Popular Online Banking.

Also, we posted some budget resources on the blog during CRA Week last fall.

Planning ahead for your summer expenses can help you finish the summer with some money left in your account. So before the school year ends, do a little homework at home and set up a budget for the summer. You’ll be glad you did!

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