3 Things Every First-Time Home Buyer Should Know


Ask family and friends to refer a realtor to you.

We can’t quite put our finger on it, but there is something special about the sound of keys on closing day. If you’ve decided to purchase a home here are a few things you should know.

1.) SAVE YOUR MONEY – The more you save, the better. When you find the right home, you’ll want to make your very best offer. We’ve found that cash on hand gives negotiating power to home buyers who find themselves in bidding wars. So, never underestimate the power of the mighty dollar, look to Popular Relationship Savings Accounts to save money and earn more interest along the way.


Stay optimistic. Don’t grow discouraged with the home-buying process.

2.) SECURE FINANCING – Some first-time home buyers make the mistake of looking for a home without securing financing. At this point, the seller can entertain offers from buyers with secured financing, so don’t take the risk, get pre-approved. The value of a pre-approval is considerable when you want an advantage over other buyers within the market. Pre-approval helps buyers like you shop with confidence. Put us to the Mortgage Loan1 Test. We make home loans easy and we’ll help you find the right mortgage for you.


Don’t forget to ask family and friends to help you unpack.

3.) LEARN TO LOVE THE PROCESS – Buying a home is exciting, but it can also be draining if you don’t have a knowledgeable real estate agent or banker on your side. We understand the home-buying process and want to help you navigate the path to your first home. Do you have questions? Find answers in the Frequently Asked Questions: Home Mortgage section or call 1-(877) 244-0172 to speak to a Popular Community Bank Mortgage Consultant.

Happy House Hunting!

*For Informational Purposes Only

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Popular Community Bank Presents: #SummerSavor to Win!

PCB #SummerSavor- Photos

Popular Community Bank presents #SummerSavor to Win!

We have tickets to giveaway and we want to give them to people who know how to have a good time. If you enjoy a day at the ballpark, you can score tickets to watch your favorite New York baseball team. If your idea of a good time is a magical mix of music and drama you can join the excitement with tickets to a Broadway show, but that’s not all! We also have 100 travel vouchers to giveaway! So, show us how you savor your summer to win! Visit the PCB Facebook page and select NOTES to read the terms & conditions of #SummerSavor.

How to enter our #SummerSavor Giveaways:

  1. Take a picture that captures how you savor the summer.
  2. Post the photo to your public Facebook account using #SummerSavor 
  3.  ‘LIKE’ our Facebook page
  4. That’s it, you’ve just entered to win!

Tips to help you win tickets/vouchers:

  • Make sure your Facebook account is public.
  • ‘LIKE’ us on Facebook
  • You must use #SummerSavor in the caption of every photo you submit.
  • Please keep your photos clean and family-friendly.

We look forward to seeing your #SummerSavor photos!










**Terms & Conditions for #SummerSavor are available on the Popular Community Bank Facebook page – select the NOTES tab.**




Images by: Popular Community Bank & Shutterstock

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Popular Community Bank Joins Volunteers of America for Operation Backpack 2015

Thousands of children live with their families in the New York City homeless shelter system and many of them return to school without the supplies they need. From day one, they look and feel different from their classmates. In fact, one of the most devastating consequences of homelessness is the impact it has on a child’s education. Operation Backpack helps close this gap.

VOA-Operation Backpack LogoVOA-Operation Backpack 2015

We have teamed up with Volunteers of America- Greater New York to collect 20,000 backpacks for every child living in a shelter, but we need your help. IMAGE 6To join this collective effort, please stop by your local Popular Community Bank to drop-off a brand new backpack by August 10th. Keep in mind, you are welcome to donate a filled backpack specifically for one of the following grade levels: 

  • Pre K-K
  • 1st -4th
  • 5th -8th
  • 9th – 12th

Grade-specific supply lists will be available at your local PCB and online at OperationBackpack-NYC.org. You can also print a Kid-Friendly Shopping List here: Backpack Shopping List.VOA-Children-Operation-Backpack
*Please note: All backpacks and supplies must be collected by sort week (August 10-21st), this is when the backpacks and supplies are sorted and prepped for distribution amongst the shelters.*

We thank you in advance for your generous contributions to Operation Backpack 2015!

Video by: Operation Backpack

Photos courtesy of: Volunteers of America-GNY – Operation Backpack

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Popular Community Bank to Open New Branch on Avenue U

Popular Community Bank on Avenue U

We are pleased to announce that Popular Community Bank is bringing an
innovative banking experience to Avenue U in Brooklyn! Our new technology based branch will reveal an attentive plan of our desire to improve how we deliver financial tools and interact with customers. Screen Shot 2015-07-13 at 11.06.33 AM 
We are excited to introduce the design and innovation of our new retail
environment which includes a digital concierge, an application designed to improve the customer experience by allowing them to “check-in” and select one of 5 service categories. This is just one of many features to be launched at our pilot branch in Brooklyn.

Screen Shot 2015-07-13 at 11.06.59 AMPlease stay tuned for more updates as the August 31st grand opening draws near. We hope all of our customers are excited, Avenue U is the launch of a new direction and promising future for PCB and surrounding communities!

Screen Shot 2015-07-13 at 11.07.31 AMImages by: Popular Community Bank

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How to Recover Your Identity with Help from IdentityTheft.gov


Act quickly to limit the damage.

The data breach of the IRS has affected more than 100,000 households. This alarming number has caused many Americans to raise questions about the safety of their most valuable possession, their identity.

Your identity sealed with unique identifiers like a social security number and date of birth are essential to building a life in America, so what should you do when someone steals   such personal information? How do you prove to credit agencies and other trusted organizations that you are a victim of identity theft and what steps should you take to recover your good name? You can find those answers and more on IdentityTheft.gov.

IdentityTheft.gov is the ultimate resource for victims of identity theft. This helpful website provides interactive checklists which guide victims through the recovery process step-by-step. IdentityTheft.gov also provides a number of sample letters, tips, and contact numbers to help you notify affected organizations in a timely manner.

What to do if you receive notice of a data breach

Websites like IdentityTheft.gov were created to empower Americans who suddenly find themselves without a name. If you ever find yourself in an identity theft crisis, act fast, visit IdentityTheft.gov to start your path to recovery.

Image by: Shutterstock

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News: Popular Community Bank Accepts the IDNYC Card


All New York Residents are eligible for the IDNYC card.

Thanks to Mayor Bill de Blasio the largest municipal identification card program has launched in the city of New York. Popular Community Bank is proud to be one of four banks currently accepting the IDNYC card. The IDNYC card serves the residents of New York by functioning as an acceptable and secure form of identification when dealing with law enforcement and when opening bank accounts with financial institutions like Popular Community Bank. The following are frequently asked questions regarding the IDNYC card:

  1. Who is eligible for the IDNYC card? New York City residents age 14 and up, regardless of immigrant status.
  2. Where can I apply for an IDNYC card? There are 12 enrollment centers across the five boroughs. Simply locate the enrollment center closest to you to complete an application.
  3. What are the benefits of the IDNYC card? Cardholders can sign up for FREE one-year memberships at 33 of the city’s top museums, music venues and zoos. The IDNYC card also offers a number of discounts on entertainment, prescription drugs , health centers and local grocery stores. Want more? Discover more benefits by borough.
  4. Which banks accept the IDNYC card? Popular Community Bank, Amalgamated Bank, Carver Federal Savings Bank, and Spring Bank accept the IDNYC card.
  5. How much does the IDNYC card cost? The IDNYC card is FREE to New York residents who apply during the first-year of the program through Dec.31, 2015.

Do you have more questions? Find answers to frequently asked questions on the IDNYC website and be sure to stop by your local Popular Community Bank to open a bank account soon. We look forward to assisting you!

Image by: Shutterstock

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Popular Community Bank Awarded ‘Save 10’ Recognition by the Financial Services Roundtable for Helping Employees Save for Their Future

With more than half of Americans not saving enough for retirement, the Financial Services Roundtable (FSR), Washington’s leading financial trade association recognized Popular Community Bank, with a “Save 10” award on May 4, 2015. The award was given to Popular Community Bank for helping bank employees prepare for a secure retirement by enabling them to save 10% of their income.

The Financial Services Roundtable’s newly-launched “Save 10” campaign is a business-to-business, peer-to-peer effort to encourage responsible employers to help their employees save for a secure financial future by initiating programs to encourage employees to put aside 10% or more of their income each year.

Popular Community Bank offers its employees auto-enrollment in its 401(K) retirement plan at commencement of employment and also has a matching contribution program. Popular also provides various insurance benefits, wellness programs and financial and retirement opportunities to its employees.

Popular Community Bank Awarded ‘Save 10’ Recognition by the Financial Services Roundtable for Helping Employees Save for Their Future

Financial Services Roundtable CEO and former Minnesota Governor Tim Pawlenty presents Save 10 Award to Brian Doran, New York Metro Region Executive and Director of Governmental Affairs for Popular Community Bank.

“One of the best ways to increase retirement savings in America is through employers and Popular Community Bank is leading the way,” said FSR CEO and former Minnesota Governor Tim Pawlenty. “Save 10 will be an easy way for workers to think about saving. There are many companies like Popular Community Bank helping to put their employees on the right path to savings and Save 10 will recognize those employers in an effort to encourage others in the marketplace to follow suit.”

“We understand determining savings goals can be overwhelming, and it requires education to know where to start as well as establish a sustainable approach,” said Brian Doran, New York Metro and Director of Governmental Affairs for Popular Community Bank. “The Save 10 program contains all of the core pieces to create a solid foundation for employees to build their retirement savings.”

One of the cornerstones of Save 10 is to encourage “auto-save” programs. Auto save includes programs such as auto-enrollment in a retirement plan upon being hired and auto-escalating an employee’s savings contributions as their income rises. Nearly 82% of employees save for retirement when their employers offer an Auto Save program – compared with just 64% when employers do not. The Save 10 campaign aims to fundamentally change these facts.

For more information visit: Popular Community Bank Awarded ‘Save 10’ Recognition for Helping Employees Save for Their Future

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Operation Hope – HOPE Inside Brooklyn Launch

We are thrilled to announce that together with Operation HOPE, we’ve launched the third HOPE Inside location in New York at our branch at 539 Eastern Parkway in Brooklyn, NY. The program will empower entrepreneurs and small businesses in Crown Heights, Brooklyn, through classroom education and onsite guidance. Read more about the program in our press release here.

Many celebrants braved the plunging temperature last night and listened to inspiring words from U.S. Congresswoman Yvette D. Clarke, of New York’s 9th District and Brooklyn Borough President Eric L. Adams; Assemblymember Annette Robinson, Assembly District 56; Edward Kramer, a member of the Operation Hope Northeastern Board; Mary Hagerty Ehrsam, CEO, New York and Division President, HOPE Youth Empowerment Group Operation HOPE, Inc. and students who completed the HOPE Inside small business program at our 125th Street branch in Harlem, NY – entrepreneurs Mr. Koby Keys, President of More Keys Properties, LLC and Mr. Mansur Abdus-Salaam, Founder & CEO of Griffin’s Gourmet Foods Inc.

Screen Shot 2015-02-23 at 4.08.51 PM

Entrepreneurs Mr. Koby Keys, President of More Keys Properties, LLC (pictured left) and Mr. Mansur Abdus-Salaam, Founder & CEO of Griffin’s Gourmet Foods Inc. (pictured right), share their experience with the HOPE Inside Program at Popular Community Bank.

Congresswoman Yvette D. Clarke, of New York’s 9th District (pictured below) spoke about the ongoing economic struggle many face and the importance of Hope Inside. She shared, “On behalf of the people of the Ninth Congressional District of New York, I want to thank Operation HOPE and Popular Community Bank for their commitment to strengthening the middle class in our community, by providing critical information about the best methods to establish an excellent credit score, reduce debt, and build savings for the future. These savings provide the foundation for a family to own a home, for the children to attend college, and for the parents to have a secure retirement. I welcome Operation HOPE to our community, and I am certain that we will work with each other in the future.”

Screen Shot 2015-02-23 at 4.12.32 PM

Brooklyn Borough President Eric L. Adams (pictured below) praised efforts to help build local businesses says not just about education, but building “Hope Inside” each and every individual to achieve quality of life.

Brooklyn Borough President Eric L. Adams (pictured below) praised efforts to help build local businesses says not just about education, but building “Hope Inside” each and every individual to achieve quality of life.

Operation HOPE and Popular Community Bank work as a team at the branch to provide two different offerings:

• Small Business Workshops – every second Tuesday of the month (the first started February 10) from 5 PM – 7 PM, creates the opportunity for a one-on-one consultation with a trained Operation HOPE counselor to discuss their business plan, financials and to deliver support through other referrals.

• Entrepreneurial Training Program – starting in March 2015 to May 2015 from 5 PM-7PM ET every Wednesday, provides attendees with practical information to enable their success. Guest experts are invited to attend to discuss branding, distribution, capital financing, conduct analysis and vet out their value proposition.

If you are interested in learning more or enrolling in the HOPE Inside Program in Brooklyn, contact (201) 381-8798.

The first, HOPE Inside in New York was inaugurated April of 2014, at 231 West 125th Street in Harlem and also focuses on small business education. The second Hope Inside program was launched in June, 2014, at 752 East Tremont Avenue in the Bronx.

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Data Privacy Day 2015


Data Privacy Day (DPD) is an international effort centered on Respecting Privacy, Safeguarding Data and Enabling Trust.

January 28th is Data Privacy Day. Please join us in raising awareness as we educate consumers to better understand how their personal information may be safeguarded from online predators.

It is such a small world indeed, especially when the internet has brought nearly everything to our fingertips. There is however, a heavy price to pay for this convenience. Data security is crucial when it comes to protecting yourself from unforeseen circumstances, but not many people are fully prepared when their personal information is compromised.


Here are a few tips to keep your personal information secure:

  • Public Wifi. Next time, you’re at an airport or local coffee shop; think twice before tapping into their “free or open” wi-fi connection. Connecting to the internet on an unprotected wi-fi allows anyone on that network to see your data.
  • Social Media. Watch what you share online. Personal information such as your full name, birthday and address, can be easily obtained from the social media sites you frequently use. Instead, use a screen name which doesn’t include your full name.
  • Password Protection. Keep in mind that your phone is your computer. To protect data on your mobile device:
    • Be sure to create a strong password which is required each time you open your phone in case it is lost or stolen.
    • Download only those apps which are legitimate. Look for trust marks on websites to verify their authenticity.
    • Check your privacy settings on your phone as well as the social media networking sites you may use from your mobile device. This allows you to select who you choose to view your information. Keep your information limited.
  • Beware of “phishing” scams. Do not answer or follow links on suspicious emails or pop-ups that request your personal information (passwords, user names, or PIN).
  • Consider investing in a VPN (virtual private network) service, if you travel a lot and are a heavy Internet user. When connecting to a VPN, all information transmitted from your computer, regardless of the privacy settings of the network you’re on, will be encrypted.
  • Personal information. Never share your financial information (user name, password, social security number, account numbers, etc.) with others or unverified sources. Bank never request such information via email.
  • Install a firewall. Protect your computer, and keep it updated. This can protect your computer from viruses, malware and spyware.
  • Email statements. Paper statement require shredding and proper disposal. Therefore electronic statements are safer.
  • Protect your passwords. Never carry your password with you. If you write them down, keep them in a safe, secure place at home.
  • Change your passwords regularly. Never use your social security number, address, name, date of birth or email address as part of them.
  • Log off. Make it a habit to sign off when completing your transactions through internet/mobile banking.
  • Be Aware. Always keep your eyes open for suspicious texts, emails and friend requests.

Staying diligent will help you in protecting yourself as well as your family’s welfare.

Stay Smart-Happy Surfing!




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Blizzard 2015


As we prepare for these extraordinary blizzard conditions across the Northeast, we urged folks to stay home and out of potentially dangerous weather conditions.

Quick tips to help you prepare for the blizzard.

1.      Have several flashlights, batteries, candles and lighters on hand
2.      Make sure to have plenty of blankets and warm clothes
3.      Be sure to charge you cell phones ahead of time
4.      Stock up on nonperishable foods and water
5.      Stay indoors.

Branch Availability

On Monday, January 26, 2015, our New York and  New Jersey branches will CLOSE at 2:00 PM and all day Tuesday, January 27, 2015.

Remember, you can access your accounts using our Popular Online and Mobile Banking Services to:

• Pay bills
• Deposit checks
• View your account balances and transaction history
• Transfer money between your Popular accounts
• Locate your nearest ATMs

If you need assistance with your accounts, please call our Customer Care Center at 1-800-377-0800. We are always happy to assist you.

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