Black Friday Shopping Tips

PCB_Black_Friday_TipsAs part of our commitment to the community, Popular Community Bank (PCB) offers helpful tips to make Black Friday a successful, enjoyable, and safe shopping experience.

Above all, we advocate a considerate and friendly approach to shopping to make an otherwise hectic day pleasant for you, other shoppers, and retailers!

Try these twelve helpful tips to get a jumpstart and save money on your holiday shopping:

  • Behold Your Budget

Carrying cash is a great way to stay on budget. But many shoppers find debit and credit cards safer and more convenient than carrying cash. If you use your debit and credit cards for Black Friday deals, follow these recommendations to stay on budget and avoid unwanted bills and interest fees after the holidays:

    • Calculate your budget before you begin shopping
    • Use the calculator on your phone
      to stick with your budget goals as you shop
    • Use a prepaid, reloadable debit card to limit spending
    • Use PCB’s mobile iPhone® and Android™ apps
      to make convenient on-the-go transfers,
      see your account balance(s), search recent account activity,
      find the nearest ATM or branch, deposit checks, and pay bills
  • Dope Out Deals
    Checking out online ads and comparing prices before you shop can help you get the best possible deals.,, and typically post savings ads well before Black Friday.
  • Compare Costs
    When you see a great deal, visit and to comparison shop and confirm you’re getting the lowest price.
  • Deepen Discounts
    Check newspapers, magazines, and the Internet for coupons and discount codes for additional savings on Black Friday deals. Be sure to cut or print out coupons and bring them along when you shop. When you’re ready to make a purchase, don’t forget to ask one or each of these questions according to your needs:
    • Can you please do better on prices for individual items
      since I’m buy multiple items?
    • Can you please waive assembly charges?
    • Can you please offer me a rain check since you have sold out
      of the product I’d like?
  • Miss the Mob
    Early birds often benefit from extra discounts on Black Friday. Some merchants offer early bird discounts on Thanksgiving day, Thursday at midnight before Black Friday, and at the crack of dawn on Black Friday. Once you identify where you’d like to shop, confirm hours, early bird discounts, and night owl savings online or by calling the retailer. In addition to saving some extra dollars, you’ll enjoy avoiding Black Friday crowds!
  • Forage With Friends
    Shopping with friends has many advantages, including alleviating parking issues if you travel in the same car and dividing your group so that each of you can maximize your time and ensure you get products in limited supply. You also might get a kick out of sharing your finds and, well, have fun just being together! 
  • Arrive With Ads
    Stores offering lowest-price ads usually require proof of competitors’ offers to confirm and honor a lower price. Avoid frustration and save time by bringing newspaper ads, magazine ads, online ads, and coupons with you when you shop. Although it’s a good idea to ask retailers to honor Internet prices, remember that many do not.
  • Capitalize on Credit Card Campaigns
    Many credit card companies offer free benefits, including extended free warranties, return protection, and sale price protection. For example, some credit card companies double or triple manufacturer warranties and eliminate the need for less-desirable service contracts. They also may guarantee refunds up to 90 days, which many stores do not. And in some cases, credit card companies offer refunds for additional markdowns that occur within a certain number of (typically 60) days of the purchase.
  • Optimize Online Options
    If you prefer a tranquil Black Friday shopping experience, shop for online specials beginning at midnight on Thursday, Thanksgiving night.
  • Retain Receipts
    Many retailers significantly and permanently reduce prices immediately after Black Friday. If you have returns, keeping your receipts will ensure you get what you paid for the product(s) you return. Gift receipts are a discreet way to ensure your friends and loved ones can return/exchange gifts without a hassle.
  • Scrutinize Sale Stuff
    Although door busters often sell products below retailers’ costs, the products are rarely those with brand names. Despite the potential bargain and to avoid future disappointment, ensure the product is exactly what you want or that you’ll be ok with trading quality/brand/features for price.
  • Buyer, Beware!
    Some retailers charge restocking fees as high as 15 percent, especially for electronics. In addition, many retailers have a 30-day limit for Black Friday returns. For these reasons, it’s best to review the seller’s return policy before making your purchase. In addition to asking a salesperson about return policies, it’s wise to check the seller’s website and read signs at the cash register to confirm the policy.

As always, we are here to help you with all your banking needs. Notify us immediately if your bankcard or identification has been compromised.

Happy Black Friday shopping!

These tips are provided as general information, and are not intended to constitute legal or financial advice. You should rely on the advice of your own legal and financial counsel or advisors regarding specific issues pertaining to you. No representations or warranties are made in connection with the content provided. Banco Popular North America fully disclaims any and all liability relative to the information content provided in these materials.


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PCB Makes a Difference in Just a Day!

We believe every good deed, however large or small, makes a difference. Holding the door for an elderly person, fostering homeless animals, or regularly volunteering to help the underserved are important for creating a culture of kindness. For these reasons and because we feel strongly about honoring our commitment to the community, Popular Community Bank (PCB) supports Make a Difference Day — USA Today’s initiative for sharing education, necessities, experience, moral support, and care to help people in need.

On October 24 in New York, Make a Difference Day included Amistad’s School Fall Carnival, which offered financial literacy workshops for parents and students, the Making Strides Against Breast Cancer Walk to raise funds to find a cure for breast cancer, and the Harlem Education Activities Fund, Inc., which provided valuable practical information on choosing a bank, keeping an account balance, understanding bank statements, reconciling accounts, and balancing a checkbook. We also supported the Junior Achievement University to help students explore colleges, establish goals, and develop budgets to save for college and the Publicolor Program, which helps support students’ commitment to education. Among highlights of Make a Difference Day was our PCB-hosted food drive, which our New York and New Jersey branches shared. Our New York offices collected donations for the Bed-Stuy Campaign Against Hunger and Housing and Services, Inc.  Our NJ Branch managers collected food donations and delivered them to the Palisades Emergency Residence Corporation.

The Make a Difference Day Florida programs included volunteering to help or donating personal care products for elderly residents at Palmetto Subacute Care Center; helping at the Adopt a Stray garage sale to help raise money for homeless animals; assisting with arts and crafts, reading to children, or donating books and games for the Chapman Partnership Empowering the Homeless; helping boost esteem among children who have been victims of crime, poverty, and homelessness at the Every Child Deserves Neat Stuff Annual Halloween Party; and volunteering to teach kids about business and financial literacy in the Junior Achievement Program.

Even if you lead a very busy life, consider what a difference a day can make when you support those who need a helping hand.

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We Get You: Banking Designed to Fit Your Needs


Brooklyn Children’s Museum thanks PCB for covering admission for thousands of Brooklyn families (Sept.24,2015).

We partner with a variety of organizations like BronxWorks, Brooklyn Children’s MuseumHarlem Educational Activities Fund, Inc (HEAF) and Operation Hope, Inc to support programs that promote learning, financial literacy, homeownership, and the development of leadership skills and business acumen for aspiring entrepreneurs.

Group photo of BronxWorks program participants, facilitators, and Popular Community Bank staff.

Group photo of BronxWorks program participants, facilitators, and Popular Community Bank staff (July 2015).

We do this and more because…We Get You! 


Look at the smiles on the faces of HEAF’s future entrepreneurs! #HEAFSQ2015 was a huge success (July 30, 2015).

We know you are always striving for more and so are we. Our ultimate goal is to provide convenient banking services designed to fit your needs and lifestyle.

  • Popular Mobile App- Check balances, make transfers, pay bills, find nearby branches and Allpoint ATM locations.
  • Popular Business Mobile App- Make transfers, pay bills, locate Allpoint ATMs, and check balances.
  • Popular Customer Care Line- Dial 1-800-377-0800 Monday through Friday from 7:30 am to 12 am EST & Saturday and Sunday from 9 am to 6 pm EST for assistance with your account.
  • Popular Social Accounts- Connect with us on Facebook, Instagram, & Twitter.

Thank you for choosing Popular Community Bank, it is a pleasure to serve you!

Photo Credits: Popular Community Bank and Brooklyn Children’s Museum via Twitter

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Forks Up: #PRMeetsNYC Begins Today!

Popular Community Bank is the Official Event Sponsor of Puerto Rico Meets New York City! 


Fresh red snapper, chicharrones, peas and vinaigrette by Chef Xavier Pacheco of LaJaquita Baya

Have you ever dreamed of traveling to Puerto Rico to indulge in authentic cuisine made by the island’s top chefs? Well, you’re in luck! Meets NYC is bringing those chefs to you! #PRMNYC will feature innovative Puerto Rican cuisine and exciting pairings across 12-events throughout the city, so please review the schedule of events and visit to make sure you and your guests have a seat at the table.

Schedule for PRMNYC 2015

Reminder: You must purchase tickets prior to attending each event because they will not be sold at the venues.


A stunning fried cinnamon-scented guinea hen by Chef Pedro Alvarez and Chef Joe Johnson of The Cecil Harlem.

Meets NYC was created to showcase global culinary legacies through the pairing of chefs, wine, and spirits events in NYC. We support their mission and we’re proud to be the Official Event Sponsor of Puerto Rico Meets New York City.

Images Courtesy of MeetsNYC on Instagram

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Foodie Fun: Puerto Rico Meets NYC (#PRMNYC) 9/30 -10/4

Popular Community Bank is the Official Event Sponsor of Puerto Rico Meets New York City! 


Puerto Rico Meets New York City is coming Sept. 30 – Oct. 4, 2015

Meets NYC 2015 will showcase the authentic flavors of Puerto Rico! This five-day culinary experience will highlight the Caribbean island’s top chefs, food, and rum to be savored by Nuyoricans, foodies, and their friends. Visit to purchase tickets and connect with the chefs.

Schedule for MeetsNYC 2015

Visit for tickets.

This spectacular foodie event was launched in 2014 (Baja Meets NYC) to educate and entertain New Yorkers on the culture, food, and spirits of exotic destinations around the world. We are thrilled to support their mission and look forward to meeting all of you. Follow @MeetsNYC on Twitter to receive the latest updates as the celebration draws near.


Rums of Puerto Rico is a proud sponsor of PRMNYC.

The first dish was made by Chef Kevin Roth of La Estacion in Puerto Rico. The second dish was made by Executive Chef Alexander Smalls and Chef de Cuisine Joe Johnson

The first dish was made by Chef Kevin Roth of La Estacion in Puerto Rico. The second dish was made by Executive Chef Alexander Smalls and Chef de Cuisine Joe Johnson

PRMNYC is brought to you by: Popular Community Bank, Edible Manhattan Brooklyn, Rums of Puerto Rico, Puerto Rico: The All-Star Island, Chef Works and Buena Mesa Magazine.

Images by:  MeetsNYC and Shutterstock

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Popular Works: 3 Projects Accomplished in the Month of August


  1. clapping-hands-business-meetingWe joined the Volunteers of America – Greater New York for Operation Backpack. Through the generosity of our employees and customers, we collected 91 backpacks and 3 boxes all filled with school supplies!


    We couldn’t have done this without you!

  2. The summer season is almost over, so we launched the #SummerSavor Giveaways to help our friends make the summer last a little longer. During this campaign, we were able to give away two sets of baseball tickets along with a number of vacation vouchers, which give #SummerSavor winners a 3 day/ 2 night stay in select hotel chains at a reasonable rate.


    Enjoy your tickets and vouchers!

  3. After months of planning and construction, we opened the doors to our new branch on Avenue U! This branch is the launch of our new direction and approach to banking. This branch features Easy Deposit ATMs with extended hours and a digital concierge to make sure your needs are met. If you live, work, or play in Brooklyn, please stop by 2121 Avenue U to see what we’re all about.

    Check-in with the Digital Concierge.

    Images: Shutterstock (1st image) & Popular Community Bank

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3 Things Every First-Time Home Buyer Should Know


Ask family and friends to refer a realtor to you.

We can’t quite put our finger on it, but there is something special about the sound of keys on closing day. If you’ve decided to purchase a home here are a few things you should know.

1.) SAVE YOUR MONEY – The more you save, the better. When you find the right home, you’ll want to make your very best offer. We’ve found that cash on hand gives negotiating power to home buyers who find themselves in bidding wars. So, never underestimate the power of the mighty dollar, look to Popular Relationship Savings Accounts to save money and earn more interest along the way.


Stay optimistic. Don’t grow discouraged with the home-buying process.

2.) SECURE FINANCING – Some first-time home buyers make the mistake of looking for a home without securing financing. At this point, the seller can entertain offers from buyers with secured financing, so don’t take the risk, get pre-approved. The value of a pre-approval is considerable when you want an advantage over other buyers within the market. Pre-approval helps buyers like you shop with confidence. Put us to the Mortgage Loan1 Test. We make home loans easy and we’ll help you find the right mortgage for you.


Don’t forget to ask family and friends to help you unpack.

3.) LEARN TO LOVE THE PROCESS – Buying a home is exciting, but it can also be draining if you don’t have a knowledgeable real estate agent or banker on your side. We understand the home-buying process and want to help you navigate the path to your first home. Do you have questions? Find answers in the Frequently Asked Questions: Home Mortgage section or call 1-(877) 244-0172 to speak to a Popular Community Bank Mortgage Consultant.

Happy House Hunting!

*For Informational Purposes Only

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Popular Community Bank Presents: #SummerSavor to Win!

PCB #SummerSavor- Photos

Popular Community Bank presents #SummerSavor to Win!

We have tickets to giveaway and we want to give them to people who know how to have a good time. If you enjoy a day at the ballpark, you can score tickets to watch your favorite New York baseball team. If your idea of a good time is a magical mix of music and drama you can join the excitement with tickets to a Broadway show, but that’s not all! We also have 100 travel vouchers to giveaway! So, show us how you savor your summer to win! Visit the PCB Facebook page and select NOTES to read the terms & conditions of #SummerSavor.

How to enter our #SummerSavor Giveaways:

  1. Take a picture that captures how you savor the summer.
  2. Post the photo to your public Facebook account using #SummerSavor 
  3.  ‘LIKE’ our Facebook page
  4. That’s it, you’ve just entered to win!

Tips to help you win tickets/vouchers:

  • Make sure your Facebook account is public.
  • ‘LIKE’ us on Facebook
  • You must use #SummerSavor in the caption of every photo you submit.
  • Please keep your photos clean and family-friendly.

We look forward to seeing your #SummerSavor photos!










**Terms & Conditions for #SummerSavor are available on the Popular Community Bank Facebook page – select the NOTES tab.**




Images by: Popular Community Bank & Shutterstock

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Popular Community Bank Joins Volunteers of America for Operation Backpack 2015

Thousands of children live with their families in the New York City homeless shelter system and many of them return to school without the supplies they need. From day one, they look and feel different from their classmates. In fact, one of the most devastating consequences of homelessness is the impact it has on a child’s education. Operation Backpack helps close this gap.

VOA-Operation Backpack LogoVOA-Operation Backpack 2015

We have teamed up with Volunteers of America- Greater New York to collect 20,000 backpacks for every child living in a shelter, but we need your help. IMAGE 6To join this collective effort, please stop by your local Popular Community Bank to drop-off a brand new backpack by August 10th. Keep in mind, you are welcome to donate a filled backpack specifically for one of the following grade levels: 

  • Pre K-K
  • 1st -4th
  • 5th -8th
  • 9th – 12th

Grade-specific supply lists will be available at your local PCB and online at You can also print a Kid-Friendly Shopping List here: Backpack Shopping List.VOA-Children-Operation-Backpack
*Please note: All backpacks and supplies must be collected by sort week (August 10-21st), this is when the backpacks and supplies are sorted and prepped for distribution amongst the shelters.*

We thank you in advance for your generous contributions to Operation Backpack 2015!

Video by: Operation Backpack

Photos courtesy of: Volunteers of America-GNY – Operation Backpack

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Popular Community Bank to Open New Branch on Avenue U

Popular Community Bank on Avenue U

We are pleased to announce that Popular Community Bank is bringing an
innovative banking experience to Avenue U in Brooklyn! Our new technology based branch will reveal an attentive plan of our desire to improve how we deliver financial tools and interact with customers. Screen Shot 2015-07-13 at 11.06.33 AM 
We are excited to introduce the design and innovation of our new retail
environment which includes a digital concierge, an application designed to improve the customer experience by allowing them to “check-in” and select one of 5 service categories. This is just one of many features to be launched at our pilot branch in Brooklyn.

Screen Shot 2015-07-13 at 11.06.59 AMPlease stay tuned for more updates as the August 31st grand opening draws near. We hope all of our customers are excited, Avenue U is the launch of a new direction and promising future for PCB and surrounding communities!

Screen Shot 2015-07-13 at 11.07.31 AMImages by: Popular Community Bank

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